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The Crisis and Resilience Fund (CRF) (“The Fund”) has been made available to local authorities (LAs) in England to support low-income households who encounter a financial shock and to support activity that builds individual and community financial resilience. This funding covers the period of 1 April 2026 to 31 March 2029 inclusive (“The Fund Period”). This includes specified funding for housing support.

As with the rest of The Fund, the Housing Payment element will commence from April 2026 and replaces Discretionary Housing Payments (DHPs). A phased transition will apply to Housing Payments as set out in paragraphs 47 to 49.

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The Fund is classified as Local Welfare Provision (LWP) and could be used to enhance existing Local Welfare Assistance (LWA) schemes. However, it is not intended to replace existing LWA schemes, which play an important role as established discretionary crisis support mechanisms. This guidance sets out the objectives, framework and required collaboration between the Department for Work and Pensions (DWP) and County Councils, District Councils and Unitary Authorities (including Metropolitan Councils and London Boroughs), hereafter referred to as “Authorities”, including their delivery partners (such as any voluntary and community sector organisations) to successfully meet the policy intent. It also provides the framework that Authorities need to work within the arrangements for distribution of funding and reporting requirements. The CRF is a consolidated revenue grant that will be delivered through the Local Government Finance Settlement from the financial year ending (FYE) March 2027.

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The Ministry of Housing, Communities and Local Government is providing funding to Authorities under Section 31 of the Local Government Act 2003, to administer The Fund. Authorities have discretion on exactly how this funding is used within the scope set out in this guidance and the Grant Determination Letter (“the Grant Determination”). This is a new grant subject to its own grant conditions as is set out in the Grant Determination. This guidance cas best free spins offers uk applies to Authorities in England only. The primary objective of The Fund is to both provide a safety net for those on low incomes who encounter a financial shock and to invest in building local financial resilience to enable individuals and communities to better deal with crises in the long-term, reducing crisis need.

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Within the CRF, Authorities are encouraged to invest in ‘Resilience Services’ that contribute towards improving the financial resilience of individuals. Financial resilience refers to the ability of individuals to withstand and recover from financial shocks – such as sudden income loss or unexpected expenses. The purpose of building financial resilience is to enable individuals to better manage future financial shocks and reduce the need for crisis support.

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This includes strengthening resilience networks within local communities, that in turn boost the financial resilience of individuals within these communities. This coordination enables a suitable range of Resilience Services to exist within a local area and ensures there are clear referral pathways between them and crisis support. Through this effective join-up of local support services, Authorities can expect those seeking crisis support to be appropriately referred to services that build their individual financial resilience. When administering The Fund, Authorities should adopt the following principles to deliver CRF schemes that are: person-centred to ensure that people’s preferences, needs and values stay central to professional decisions, providing support that is respectful to them person-centred to ensure that people’s preferences, needs and values stay central to professional decisions, providing support that is respectful to them needs-based to recognise the varied circumstances that individuals may experience, seeking to meet the underlying needs, not just the crisis symptoms needs-based to recognise the varied circumstances that individuals may experience, seeking to meet the underlying needs, not just the crisis symptoms holistic to provide integrated support that helps the individual and their households, with Authorities considering the wide range of services and actions they have access to holistic to provide integrated support that helps the individual and their households, with Authorities considering the wide range of services and actions they have access to encompass a no wrong door approach to connect individuals to the right service and support through warm referrals, regardless of their initial point of contact encompass a no wrong door approach to connect individuals to the right service and support through warm referrals, regardless of their initial point of contact trauma informed: Authorities should adopt a Trauma Informed Approach when working with people and families in crisis, considering the six principles of trauma-informed practice trauma informed: Authorities should adopt a Trauma Informed Approach when working with people and families in crisis, considering the six principles of trauma-informed practice Authorities must allocate the CRF funding across the following CRF components: Crisis Payment: Providing support to those in crisis Crisis Payment: Providing support to those in crisis Housing Payment: Providing financial support towards housing needs, to those who face a shortfall in meeting their housing costs Housing Payment: Providing financial support towards housing needs, to those who face a shortfall in meeting their housing costs Resilience Services: Funding for services delivered by Authorities or external providers to improve financial resilience Resilience Services: Funding for services delivered by Authorities or external providers to improve financial resilience Community Coordination: Investment in activities that connect and enhance the local support landscape Community Coordination: Investment in activities that connect and enhance the local support landscape The exact proportions of how The Fund is allocated between these components are at the Authority’s discretion and may vary between years. In Year 1 (the FYE March 2027) and Year 2 (the FYE March 2028), Authorities are expected to maintain existing levels of spending on Housing Payments, using the FYE March 2026 allocations for DHPs as a guide.

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From Year 3 (the FYE March 2029), District Councils will no longer receive an allocation for The Fund. Instead, all the CRF funding will be distributed to Unitary Authorities (and County Councils that continue to operate in the FYE March 2029). Annex E outlines the amounts each eligible Authority is expected to spend cas uk gambling free spins on Housing Payments in the FYE March 2029. Authorities are expected to consider a tolerance of a 20% increase or decrease to these expected spending levels. Each Unitary Authority and County Council must deliver a CRF Crisis Payment scheme that offers payments to individuals in crisis.

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Authorities must name their schemes as ‘Crisis Payment’. Authorities should allocate their budgets accordingly to aim for Crisis Payments to be available all-year round. Crisis Payment schemes will be cash-first and operated primarily on an application-basis. Authorities must adopt a needs-based approach that seeks to address underlying needs alongside provision of immediate support. Authorities must use the CRF to offer support to low-income households to: A financial shock is a sudden, unexpected expense or drop in income, that can place pressure on their budget and wellbeing, or A financial shock is a sudden, unexpected expense or drop in income, that can place pressure on their budget and wellbeing, or Providing timely support so that people can manage pressures, maintain control and avoid being pushed into crisis or prevent crises from escalating. A number of factors can contribute to, or impact, financial resilience. physical disability, learning disability, mental health condition or wellbeing physical disability, learning disability, mental health condition or wellbeing access to income smoothing tools, such as affordable credit and insurance access to income smoothing tools, such as affordable credit and insurance The Fund will focus on three main outcomes: Outcome 1: Provision of effective crisis support. Delivering effective crisis support is intended to prevent the occurrence or escalation of individuals’ crises. By offering timely, needs-based assistance to those with low incomes facing financial shocks, Authorities can reduce the risk of crisis need. This includes the provision of financial support towards housing needs, to those who face a shortfall in meeting their housing costs. Outcome 1: Provision of effective crisis support. By strengthening financial resilience among individuals, Authorities empower citizens to better manage financial shocks and mitigate the occurrence, recurrence and escalation of crises. Outcome cas casino uk no deposit bonus code 3: Bolstering the local-level support landscape.

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Providing timely support so that people can manage pressures, maintain control and avoid being pushed into crisis or prevent crises from escalating. It is important to note that Crisis Payments are intended to meet occasional or short-term needs and cannot provide an alternative source of regular income. Authorities should seek to support applicants who are ineligible for Crisis Payments through Resilience Services. In deciding whether to award a Crisis Payment, Authorities should consider a crisis as a circumstance of pressing need which requires immediate action to prevent or remedy negative outcomes.

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A joined-up, visible local support network is key to the CRF’s approach to build financial resilience. This includes strengthening resilience networks within local communities, that in turn boost the financial resilience of individuals within these communities. This coordination enables a suitable range of Resilience Services to exist within a local area and ensures there are clear referral pathways between them and crisis support. Through this effective join-up of local support services, Authorities can expect those seeking crisis support to be appropriately referred to services that build their individual financial resilience. When administering The Fund, Authorities should adopt the following principles to deliver CRF schemes that are: person-centred to ensure that people’s preferences, needs and values stay central to professional decisions, providing support that is respectful to them person-centred to ensure that people’s preferences, needs and values stay central to professional decisions, providing support that is respectful to them needs-based to recognise the varied circumstances that individuals may experience, seeking to meet the underlying needs, not just the crisis symptoms needs-based to recognise the varied circumstances that individuals may experience, seeking to meet the underlying needs, not just the crisis symptoms holistic to provide integrated support that helps the individual and their households, with Authorities considering the wide range of services and actions they have access to holistic to provide integrated support that helps the individual and their households, with Authorities considering the wide range of services and actions they have access to encompass a no wrong door approach to connect individuals to the right service and support through warm referrals, regardless of their initial point of contact encompass a no wrong door approach to connect individuals to the right service and support through warm referrals, regardless of their initial point of contact trauma informed: Authorities should adopt a Trauma Informed Approach when working with people and families in crisis, considering the six principles of trauma-informed practice trauma informed: Authorities should adopt a Trauma Informed Approach when working with people and families in crisis, considering the six principles of trauma-informed practice Authorities must allocate the CRF funding across the following CRF components: Crisis Payment: Providing support to those in crisis Crisis Payment: Providing support to those in crisis Housing Payment: Providing financial support towards housing needs, to those who face a shortfall in meeting their housing costs Housing Payment: Providing financial support towards housing needs, to those who face a shortfall in meeting their housing costs Resilience Services: Funding for services delivered by Authorities or external providers to improve financial resilience Resilience Services: Funding for services delivered by Authorities or external providers to improve financial resilience Community Coordination: Investment in activities that connect and enhance the local support landscape Community Coordination: Investment in activities that connect and enhance the local support landscape The exact proportions of how The Fund is allocated between these components are at the Authority’s discretion and may vary between years. In Year 1 (the FYE March 2027) and Year 2 (the FYE March 2028), Authorities are expected to maintain existing levels of spending on Housing Payments, using the FYE March 2026 allocations for DHPs as a guide. From Year 3 (the FYE March 2029), District Councils will no longer receive an allocation for The Fund.

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This is a new grant subject to its own grant conditions as is set out in the Grant Determination. This guidance cas best free spins offers uk applies to Authorities in England only. The primary objective of The Fund is to both provide a safety net for those on low incomes who encounter a financial shock and to invest in building local financial resilience to enable individuals and communities to better deal with crises in the long-term, reducing crisis need. Within the CRF, Authorities are encouraged to invest in ‘Resilience Services’ that contribute towards improving the financial resilience of individuals. Financial resilience refers to the ability of individuals to withstand and recover from financial shocks – such as sudden income loss or unexpected expenses.

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The purpose of building financial resilience is to enable individuals to better manage future financial shocks and reduce the need for crisis support. A number of factors can contribute to, or impact, financial resilience. physical disability, learning disability, mental health condition or wellbeing physical disability, learning disability, mental health condition or wellbeing access to income smoothing tools, such as affordable credit and insurance access to income smoothing tools, such as affordable credit and insurance The Fund will focus on three main outcomes: Outcome 1: Provision of effective crisis support. Delivering effective crisis support is intended to prevent the occurrence or escalation of individuals’ crises. By offering timely, needs-based assistance to those with low incomes facing financial shocks, Authorities can reduce the risk of crisis need.

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This includes the provision of financial support towards housing needs, to those who face a shortfall in meeting their housing costs. Outcome 1: Provision of effective crisis support. By strengthening financial resilience among individuals, Authorities empower citizens to better manage financial shocks and mitigate the occurrence, recurrence and escalation of crises. Outcome cas casino uk no deposit bonus code 3: Bolstering the local-level support landscape. A joined-up, visible local support network is key to the CRF’s approach to build financial resilience. Instead, all the CRF funding will be distributed to Unitary Authorities (and County Councils that continue to operate in the FYE March 2029).

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Annex E outlines the amounts each eligible Authority is expected to spend cas uk gambling free spins on Housing Payments in the FYE March 2029. Authorities are expected to consider a tolerance of a 20% increase or decrease to these expected spending levels.

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Betfred reserve the right to withdraw the promotion, if required, for reasons beyond our control, such as system failures or supplier withdrawal (not exhaustive). In the instance that this happens, we will endeavour to communicate any withdrawal in a timely manner. If you need support, you can find out how to get help through the Crisis Resilience Fund from your local council. The Crisis and Resilience Fund (CRF) (“The Fund”) has been made available to local authorities (LAs) in England to support low-income households who encounter a financial shock and to support activity that builds individual and community financial resilience. This funding covers the period of 1 April 2026 to 31 March 2029 inclusive (“The Fund Period”).

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This includes specified funding for housing support. As with the rest of The Fund, the Housing Payment element will commence from April 2026 and replaces Discretionary Housing Payments (DHPs). A phased transition will apply to Housing Payments as set out in paragraphs 47 to 49. The Fund is classified as Local Welfare Provision (LWP) and could be used to enhance existing Local Welfare Assistance (LWA) schemes. However, it is not intended to replace existing LWA schemes, which play an important role as established discretionary crisis support mechanisms.

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This guidance sets out the objectives, framework and required collaboration between the Department for Work and Pensions (DWP) and County Councils, District Councils and Unitary Authorities (including Metropolitan Councils and London Boroughs), hereafter referred to as “Authorities”, including their delivery partners (such as any voluntary and community sector organisations) to successfully meet the policy intent. It also provides the framework that Authorities need to work within the arrangements for distribution of funding and reporting requirements. The CRF is a consolidated revenue grant that will be delivered through the Local Government Finance Settlement from the financial year ending (FYE) March 2027. The Ministry of Housing, Communities and Local Government is providing funding to Authorities under Section 31 of the Local Government Act 2003, to administer The Fund. Authorities have discretion on exactly how this funding is used within the scope set out in this guidance and the Grant Determination Letter (“the Grant Determination”). Each Unitary Authority and County Council must deliver a CRF Crisis Payment scheme that offers payments to individuals in crisis. Authorities must name their schemes as ‘Crisis Payment’. Authorities should allocate their budgets accordingly to aim for Crisis Payments to be available all-year round. Crisis Payment schemes will be cash-first and operated primarily on an application-basis. Authorities must adopt a needs-based approach that seeks to address underlying needs alongside provision of immediate support. Authorities must use the CRF to offer support to low-income households to: A financial shock is a sudden, unexpected expense or drop in income, that can place pressure on their budget and wellbeing, or A financial shock is a sudden, unexpected expense or drop in income, that can place pressure on their budget and wellbeing, or Providing timely support so that people can manage pressures, maintain control and avoid being pushed into crisis or prevent crises from escalating. Providing timely support so that people can manage pressures, maintain control and avoid being pushed into crisis or prevent crises from escalating. It is important to note that Crisis Payments are intended to meet occasional or short-term needs and cannot provide an alternative source of regular income. Authorities should seek to support applicants who are ineligible for Crisis Payments through Resilience Services. In deciding whether to award a Crisis Payment, Authorities should consider a crisis as a circumstance of pressing need which requires immediate action to prevent or remedy negative outcomes.